中金發表報告表示，列出內銀股最新估值及股息率預測：股份│明年市淨率預測│明年股息率預測工行(01398.HK) +0.010 (+0.156%) 沽空 $1.53億; 比率 23.331% │0.5倍│5.7厘建行(00939.HK) +0.030 (+0.375%) 沽空 $3.91億; 比率 34.966% │0.5倍│5.8厘中行(03988.HK) +0.010 (+0.215%) 沽空 $1.62億; 比率 31.404% │0.4倍│5.7厘農行(01288.HK) +0.020 (+0.371%) 沽空 $1.34億; 比率 37.903% │0.6倍│5.1厘交行(03328.HK) +0.040 (+0.580%) 沽空 $2.86千萬; 比率 28.561% │0.4倍│5.7厘郵儲銀行(01658.HK) -0.020 (-0.391%) 沽空 $1.37千萬; 比率 14.444% │0.5倍│4.7厘招行(03968.HK) +0.220 (+0.450%) 沽空 $9.91千萬; 比率 22.835% │1倍│4.4厘光大銀行(06818.HK) -0.010 (-0.296%) 沽空 $3.68百萬; 比率 20.688% │0.4倍│5.6厘民生銀行(01988.HK) -0.020 (-0.484%) 沽空 $1.51千萬; 比率 34.897% │0.3倍│5.2厘浙商銀行(02016.HK) +0.020 (+0.766%) 沽空 $1.25百萬; 比率 17.892% │0.3倍│6.3厘重農行(03618.HK) +0.010 (+0.165%) 沽空 $1.47千萬; 比率 41.226% │0.4倍│6.1厘(wl/j)(港股報價延遲最少十五分鐘。沽空資料截至 2026-02-20 16:25。)